I feel so happy!! :D

[terrancelam]

I just approved for my first credit card after being denied one from another bank! Wow they must either really want my business or I do have a trustable credit balance!

[A_old]

Originally posted by terrancelam
I just approved for my first credit card after being denied one from another bank! Wow they must either really want my business or I do have a trustable credit balance!

'


lol same happened to me

[MosDef112]

I have so many credit cards that I forget which banks give me credit.

Fortunately, all but three of them are put away in a safe.

[Immortal]

congrats mah man!

I remember when I got my credit card.. around a year ago... it was fun!

I don't have a job currently tho so I don't know how the heck I got approved.. but I've never missed a payment!

have fun with it!

[Joint Chiefs of Staff]

Most times credit apps are declined because of lack of credit.

[mikemean]

Watch out for the interest rates

[YARDofSTUF]

i get tons of that preapproved crap in teh mail, never got a creditcvard yet, just use my bank card, if i dont ahve the money then i cant afford the item

[Joint Chiefs of Staff]

Originally posted by YARDofSTUF
i get tons of that preapproved crap in teh mail, never got a creditcvard yet, just use my bank card, if i dont ahve the money then i cant afford the item

And that is how I stay debit free.

I have the credit cards but only put a small payment on each every month or so to keep them alive..say around $30 or so and pay it right off. My credit report is fabulous.

[terrancelam]

the first bank I applied to (you can get credit cards from banks as they are the agents for the cards) denied me because I had lack of credit refference and I called-in in person to do the sign up. Don't know why, but I thought I was really going to get it, because of how cheerful the guy on the other side of the phone was. Maybe that's their trick, then when I called a week later, boom, denied lack of credit refference! They told me to get a charge card from like the Bay! Since when did I start shopping at the bay?!?!

But as soon as they denied me, I applied with another bank on-line and it was great!! I called in today and they told me I was approved and the lady on the other end was even nicer! Answered all my questions!

[yikes]

Ive had a credit card for a while, but couldnt understand why they wouldnt up the limit, finally last week i went into the bank, and they told me it was set up as a student visa, i laughed and told them I make $75000 a year and you wont up my limit more than $500 now I finally know why. They cancelled the card and now I got a nice new card with a $10000 limit, I better be careful with this one

YiKeS

Congrats on getting ur visa, Terrance, Im sure it will help with all those computer purchases! I know mine is gonna