credit card

morbidpete · Post by **morbidpete** » Sun Jan 16, 2005 8:02 am

how and were did you get your first

would like toget a non-secured..having issue
sammy mentioned a card that is linked toy our checking account..but had no luck finding anyhting like that...besides debit card(have one)

any help would b awsome

MissTynker2 · Post by **MissTynker2** » Sun Jan 16, 2005 8:17 am

A great number of banks issue a combo debit/credit card. Did you actually check with your home bank and see if they offer that service? Those type cards can be used in either fashion...you just need to specify which you wish to use at your time of purchase. Debit of course, being withdrawn from your checking account immediately...and credit as you would use any credit card...but the issuing bank has to verify both services valid to begin the process. Good luck!

morbidpete · Post by **morbidpete** » Sun Jan 16, 2005 8:20 am

yea i have that one...not what i need..

poopey.....what i need is someone with a lot of money on this forum to throw my name on there's..lol

MissTynker2 · Post by **MissTynker2** » Sun Jan 16, 2005 8:24 am

morbidpete wrote:yea i have that one...not what i need..

poopey.....what i need is someone with a lot of money on this forum to throw my name on there's..lol

Ok! Good luck to that one too!!

morbidpete · Post by **morbidpete** » Sun Jan 16, 2005 8:25 am

MissTynker2 wrote:Ok! Good luck to that one too!!

ya offering?

MissTynker2 · Post by **MissTynker2** » Sun Jan 16, 2005 8:27 am

morbidpete wrote:ya offering?

Nopes! Actually...I was hoping when you found them...you would have them add my name as well! Share the wealth....

Humboldt · Post by **Humboldt** » Sun Jan 16, 2005 9:54 am

No idea what you're looking for. A credit card that is linked to your checking account but only that? That'd be a debit card.

gieslel · Post by **gieslel** » Sun Jan 16, 2005 10:51 am

My assumption is that he is looking to start/build his credit. I would start with a revolving credit card. Mervyns, Kohls, Target. This is the best way to start if thats what your looking for. Good luck..

aagiants · Post by **aagiants** » Sun Jan 16, 2005 11:13 am

I have seen credit cards that are linked to ur bank account, or uses a fixed account as collatoral. Try getting ur local banks CC.

Rainbow · Post by **Rainbow** » Sun Jan 16, 2005 11:16 am

Go to sears...that use to be the easieat place to get a credit card.

Lefty · Post by **Lefty** » Sun Jan 16, 2005 11:21 am

Besides the above suggestions, a personal loan is a great way to start up a good credit rating. A small $500 dollar loan is easy to pay off and will build your credit up. I cant stress the importance of good credit, and the importance of maintaining it. Good luck

gieslel · Post by **gieslel** » Sun Jan 16, 2005 12:12 pm

lefty04530 wrote:Besides the above suggestions, a personal loan is a great way to start up a good credit rating. A small $500 dollar loan is easy to pay off and will build your credit up. I cant stress the importance of good credit, and the importance of maintaining it. Good luck

I agree 100%. It takes years to build good credit. You can screww it up in 1 month.

Meggie · Post by **Meggie** » Sun Jan 16, 2005 12:48 pm

i had no credit no one would gie me a credit card. finally i went through usaa. (i think its for military only) and they gave me one.

morbidpete · Post by **morbidpete** » Sun Jan 16, 2005 4:34 pm

i check intot he loacl realters

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credit card

credit card

Morning!